Custom Fintech & Banking Software Development
Omnetra Infotech builds custom fintech and banking software for payment gateways, lending platforms, neo-banks, wealth management tools, and compliance dashboards. We engineer with PCI-DSS-aligned patterns, audited authentication, and real-time ledger architecture that scales with your transaction volume.
Capabilities &
Focus Areas
Domain-specific software solutions we regularly design, integrate, and deploy.
Payment Gateway Integration
Stripe, Razorpay, Adyen, and Plaid integrations with idempotency keys, webhook hardening, and PCI-friendly tokenization layers that keep card data out of your database.
Lending & Underwriting Platforms
Loan origination, credit decisioning, KYC pipelines, and rule-based underwriting engines with full audit trails and explainable decision logs.
Real-time Dashboards
Sub-second transaction monitoring, fraud signal overlays, and treasury dashboards that read from event streams instead of nightly batch jobs.
Compliance Tooling
Audit-ready reporting for RBI, SEBI, GDPR, and SOC 2 — generated directly from your event log, not retrofitted from spreadsheets.
Production Tech Stack
We design and select robust, standard-compliant technologies based on industry scaling patterns and compliance requirements.
Engineering Deliverables
Every product is delivered with full codebase ownership, custom operational controls, and documented integration pipelines.
- Production-ready fintech web application
- Authentication & role-based access control (RBAC)
- PCI-DSS-aligned tokenization layer
- Webhook hardening and replay protection
- Audit logging and immutable event trail
- Operations dashboard with alerting
Compliance & Security Standards
We construct architecture layers aligned with industry audits and international regulations.
Frequently Asked Questions
Common enquiries about building software systems for this industry.
A focused fintech MVP typically takes 8–14 weeks including authentication, core ledger, payment integration, and a regulator-ready audit trail. We deliver in two-week Agile sprints with weekly demos.
Yes. We have production experience integrating with Stripe Connect, Razorpay, Plaid, and core banking systems via Open Banking / PSD2. We can also build against a sandbox first and migrate to live credentials once compliance sign-off is complete.
Cardholder data never touches your server. We use tokenized vault patterns (Stripe / Razorpay vault) so your database only ever stores opaque references. This keeps your PCI scope minimal.
Yes. We routinely inherit legacy Rails / PHP fintech stacks and harden them with proper audit trails, KMS-encrypted secrets, and webhook signature verification. We do not require a rewrite.
Other Industries We Serve
Start your Fintech & Banking project
Let's team up to map your system architecture, establish database structures, and engineer high-performance software.